Why not make 2019 the year you finally give yourself and your loved ones the peace of mind of a well thought out estate plan… Read More
Instead of politics, talk with your loved ones about estate planning. Make notes and discuss end of life wishes; ask family if they have done a will or trust; remind people that marriage or divorce may have invalidated an otherwise complete document… Read More
Yes! Most people would be surprised to hear that their college-aged child needs estate planning documents. At age eighteen, a child is legally considered an adult but may still benefit from the assistance and guidance of their parents… Read More
After someone dies, a court process known as probate may be required to ensure debts and taxes are paid and remaining assets are transferred to the rightful recipients… Read More
An ABLE account is a tax advantaged savings account for someone with disabilities with an onset prior to age twenty-six. Means tested programs like Supplemental Security Income (SSI), Medicaid, and Section 8 housing, have limits on resources and income… Read More
You may need a Guardianship or Conservatorship to be able make medical or financial decisions for your loved one. When an adult is no longer able to make important decisions because of a mental or physical illness, they often rely on their family and friends for help… Read More
The ABLE Act allows qualified individuals with a disabling condition to establish and fund a tax-advantaged savings account from which they can pay for disability related expenses… Read More
It can be very confusing and/or frustrating when a Medicaid application has been denied or benefits terminated. Steps need to be taken to preserve your rights… Read More
Supplemental Security Income (SSI) is a means tested benefit that provides $735/month (for 2017) in income to the beneficiary. The beneficiary is not allowed to have more than $2,000 in countable resources… Read More
If a Medicaid applicant has gross income over the Medicaid limit of $2,199 per month (in 2016) an income cap trust is a device to enable the applicant to qualify for Medicaid with respect to the income requirement… Read More