The ABLE Act allows qualified individuals with a disabling condition to establish and fund a tax-advantaged savings account from which they can pay for disability related expenses… Read More
It can be very confusing and/or frustrating when a Medicaid application has been denied or benefits terminated. Steps need to be taken to preserve your rights… Read More
Supplemental Security Income (SSI) is a means tested benefit that provides $735/month (for 2017) in income to the beneficiary. The beneficiary is not allowed to have more than $2,000 in countable resources… Read More
If a Medicaid applicant has gross income over the Medicaid limit of $2,199 per month (in 2016) an income cap trust is a device to enable the applicant to qualify for Medicaid with respect to the income requirement… Read More
Medicaid for long term care services is a program that provides benefits to someone with disabilities, or who is legally blind, and those older than age 65… Read More
The Medicaid application process can be confusing and is time consuming. You may feel overwhelmed by all the information and advice you receive from well intentioned friends and family members… Read More
An annuity is an insurance product. It can pay a steady stream of income to the annuitant as part of retirement planning. The size of your investment and the payout option selected determines the amount of monthly income received… Read More
Medicaid for long term care services is a program that provides benefits to someone with disabilities, or who is legally blind, and those older than age 65… Read More
Most families are not able to pay privately for long term care for an extended period. Medicare does not cover long term care costs… Read More
A surviving spouse has certain rights to the deceased spouse’s estate under Oregon law. If the deceased spouse left a valid will, the terms of the will generally control who receives the deceased spouse’s assets… Read More